Serving Dallas-Fort Worth
Serving Dallas-Fort WorthMedical Practice Loans in Dallas, TX
Medical practice loans are SBA and conventional programs designed around physician and clinic cash flow. Lenders that specialize in healthcare understand insurance reimbursement cycles, allowed-amounts vs. billed-amounts, and the long ramp on de novo clinics, so they underwrite differently than a generalist business lender.
- No upfront fees, ever
- Compare multiple lenders in one call
- Texas-based advisors
- Soft credit pull (no credit hit to quote)
Call (469) 213-1499
Program at a glance
- Typical loan amount
- $100K - $5M (SBA) · higher conventional
- Funding speed
- 30 - 60 days
- Term length
- 10 - 25 years depending on use
- To qualify
- MD/DO/PA, decent personal credit, practice DSCR ≥ 1.2
Typical loan amount
Funding speed
To qualifyRanges are typical for Dallas-area files. Final rates and terms depend on the lender and borrower profile.
What it is
Medical Practice Loans, explained in plain English
Medical practice loans are SBA and conventional programs designed around physician and clinic cash flow. Lenders that specialize in healthcare understand insurance reimbursement cycles, allowed-amounts vs. billed-amounts, and the long ramp on de novo clinics, so they underwrite differently than a generalist business lender.
For Dallas-area physicians and groups, the most common uses are practice acquisition, partner buy-in/buy-out, opening additional locations, financing imaging or equipment, and acquiring owner-occupied real estate.
Compass Lenders is not a lender. We're a Dallas-based advisory firm that places your file with the lender most likely to fund it on the best terms, and we get paid only when your deal closes.
Who it's best for
A good fit if you recognize yourself here
Medical Practice Loans tends to be the right choice in specific situations. If one or more of these describes you, it's worth a 15-minute call.
Business types
- Physicians acquiring an existing practice
- Specialists opening a de novo clinic
- Groups financing imaging, surgical, or office equipment
- Partners buying into or out of a partnership
- Practices acquiring owner-occupied real estate
Situations it fits
- You're buying a practice or buying into a partnership
- You want longer-term, lower-payment SBA financing
- You're financing equipment with significant useful life
- You're consolidating prior practice debt
Typical terms
The numbers, as straight as we can give them
These are typical ranges for medical practice loans files we place for Dallas-area borrowers. Final rates and terms depend on the lender and the borrower profile.
- Typical loan amount
- $100K - $5M (SBA) · higher conventional
- Term length
- 10 - 25 years depending on use
- Time to funding
- 30 - 60 days
- Qualification basics
- MD/DO/PA, decent personal credit, practice DSCR ≥ 1.2
- Documentation
- Practice financials, purchase docs, owner PFS + tax returns
- Cost to apply
- $0 upfront. No fees, no obligation.
How to apply
From first call to funded in days
- 01
Talk to a Dallas advisor
Quick 15-minute call. We confirm medical practice loans is the right structure, or recommend a better-fitting program.
- 02
Submit your file
One-page application plus 3 months of business bank statements. Most files don't require tax returns.
- 03
Compare real offers
Within 24-72 hours we bring back 2-4 funded offers from lenders actively writing this program for Texas borrowers.
- 04
Sign and fund
Pick the offer that fits. Funds land in your business account, often the same business day.
Benefits
Why Dallas owners pick medical practice loans through us
Decisions in hours
Files for medical practice loans are usually screened the same day they arrive.
No upfront fees
We're paid by the lender on close. You see real offers before any commitment.
Multiple lenders, one file
One application, side-by-side offers, so you choose on facts, not pressure.
Texas-based advisors
Local underwriters who understand Dallas business profiles and Texas filings.
Soft credit pull to quote
Initial review is a soft pull, with no impact to your personal credit score.
Built around your cash cycle
Term, draw structure, and payment cadence sized to how your revenue actually arrives.
Common uses
How Dallas businesses actually use it
A few of the real-world reasons medical practice loans shows up in our pipeline each month.
Practice acquisition
Up to 100% financing for physicians buying an existing practice.
Partner buy-in / buy-out
Fund an associate's buy-in or a senior partner's exit.
De novo clinic
Build-out, equipment, and working capital for opening a new location.
Equipment financing
Imaging, surgical, lab, and IT financed over useful life.
Owner-occupied real estate (504)
Buy the building your clinic operates from at long terms and high leverage.
FAQ
Medical Practice Loans questions, answered
Can a W-2 physician get a practice loan?
How is medical practice loan underwriting different?
Do I need real estate to qualify?
How quickly can a medical practice loan fund?
Can I refinance prior practice debt?
Related financing
Other industry-specific programs
Not sure this is the right fit? These are the most common alternatives Dallas owners look at alongside it.
Talk to a Dallas advisor
Talk to a Dallas advisorReady to talk medical practice loans?
One 15-minute call tells you whether we can place your file, what terms to expect, and what your application needs to look like first.
Mon-Fri · 8AM - 7PM CT · 8100 Lomo Alto Dr, Dallas, TX 75225