Compass Lenders
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Dallas downtown skyline at dusk

Based in Dallas, TX

Business Loans & Funding in Dallas, TX.

Compass Lenders arranges working capital, lines of credit, and specialty loans for Dallas-Fort Worth small and mid-sized businesses. One advisor. Real answers. Funding in days, sometimes hours.

  • $5K to $5M available
  • Decisions in 1 hour
  • No upfront fees, ever
  • No obligation to accept
Apply NowCall (469) 213-1499
4.9 average advisor ratingSoft credit pull to startTexas-based team

Why owners stay with us

Honest by design, fast by default.

$0

No upfront fees

You only pay if you fund. Never a dollar to apply or shop offers.

No obligation to proceed

Review your options, then decide. Walking away is always free.

One dedicated advisor

Same person from first call to funded. No handoffs or call queues.

Fast decisions

Soft-pull pre-qualification in about an hour during business hours.

Independent Dallas storefront on a sunlit street

What you can get

Financing built around how your business actually runs.

Short-term and long-term funding from $5,000 up to $5 million, covering everything from a few weeks of payroll to a multi-year expansion.

Short-term capital

$5K - $250K

Working capital, same-day loans, and lines of credit for cash flow, payroll, and quick opportunities.

Growth financing

$50K - $5M

Equipment financing, expansion loans, and SBA programs for businesses ready to scale.

Receivables & specialty

Up to 90% A/R

Invoice factoring and industry-specific programs shaped to how your sector gets paid.

Why work with us

The opposite of a bank. The opposite of a portal.

01

One advisor, start to finish.

You'll work with the same person from your first call through funding. No handoffs, no repeating your story.

02

We shop the market for you.

Banks offer one product. Portals send your data everywhere. We compare real offers from a vetted lender network on your behalf.

03

Plain-English terms.

Every offer comes with a clear breakdown of cost, payments, and trade-offs, so you can decide with eyes open.

04

Built for owners, not committees.

We know what underwriters want and how to present your business so good operators don't get penalized for thin paperwork.

A Compass Lenders financing advisor walking a client through loan offers

Promise

You'll never be passed to a stranger mid-deal.

Loan products

Pick the financing that fits the job.

Tap any product to see typical terms, who it's best for, and how to apply.

View all loan products
By the numbers

Straightforward funding, on your timeline.

$5K - $5M
Funding range
24-72 hrs
Typical funding speed
$0
Cost to apply
2014
Operating since

How it works

Four steps from first call to funded.

  1. Call or apply online

    Tell us about your business in a quick conversation or a 5-minute form. No credit pull to start.

  2. We review and shop

    Your advisor packages your file and shops it across our lender network to surface real, comparable offers.

  3. Review your offer

    We walk you through the terms in plain English. You decide what makes sense, with no pressure to proceed.

  4. Funds in your account

    Once you accept, funds land in your business account in as little as 24 hours.

Industries we fund

We speak the language of your business.

A sample of the industries we work with most. If you don't see yours, call us. Odds are we've funded one like it.

  • Restaurants & hospitality business scene

    Restaurants & hospitality

  • Medical & dental business scene

    Medical & dental

  • Construction business scene

    Construction

  • Retail & e-commerce business scene

    Retail & e-commerce

  • Trucking & logistics business scene

    Trucking & logistics

  • Auto & repair business scene

    Auto & repair

  • Professional services business scene

    Professional services

  • Manufacturing business scene

    Manufacturing

Who qualifies

Most operating businesses will qualify.

These are the general basics. We've helped businesses get approved even when they didn't tick every box. Call us if you're unsure.

  • Time in business

    6+ months

  • Monthly revenue

    $15,000+

  • Business bank account

    Required

  • U.S.-based business

    Required

Two business partners shaking hands after closing a financing deal

Questions, answered

Things owners ask us most.

Don't see your question? Call your dedicated advisor. We'll give you a straight answer.

Will applying hurt my credit?
No. The initial review is a soft pull and does not affect your credit score. A hard pull only happens if you choose to accept a specific offer that requires one.
How fast can I actually get funded?
For short-term products, same-day funding is possible if your application is in by mid-morning and your documents are ready. Most clients are funded within 24 to 72 hours.
What documents do I need?
For most products: a completed application, your last 3-6 months of business bank statements, and a copy of your driver's license. SBA and larger loans require additional documentation.
Do you charge any upfront fees?
No. We are paid by the lender when a loan funds. You will never be asked for a deposit, application fee, or any payment before your loan is in your account.
What if my credit isn't great?
We work with many businesses that have less-than-perfect credit. Strong revenue and consistent deposits matter more for most of our products than your personal credit score.
Am I obligated to accept an offer?
Never. You're free to review your offers, ask questions, compare them to other quotes, or walk away entirely. There's no cost and no obligation.

Ready when you are

Let's get your business funded.

Apply in five minutes or call to speak with an advisor today. No fees, no obligation, no pressure.

Apply NowCall (469) 213-1499